Get the Debt Relief You Need — Now
In today's troubling economy, more and more Americans are finding themselves crushed under a mountain of debt. Credit card bills, medical bills and loans pile up quickly. People soon face difficult financial questions about which bills not to pay this month, or whether or not there is enough money to go to the grocery store. No one should have to make those decisions.
I am McKinney Chapter 13 attorney Susan B. Sweeney. For nearly a decade, I have helped families and individuals reorganize their debt into a less overwhelming proposition through Chapter 13.
At my law office, you are never a number but a valuable client with needs to be served. To discuss your bankruptcy, immigration, or wills and trusts concerns, contact me online or call 972-542-1325 to schedule a free initial consultation.
Allen Attorney for Foreclosure Prevention
The government has created Chapter 13 of the Bankruptcy Code as a structured repayment plan that allows you to gradually pay all or some of your debts back over a period of three to five years. Your payment amount is tied to your ability to pay. At the end of the repayment period, most or all of your debt is discharged.
Chapter 13 bankruptcy offers you a way to stop foreclosure of your home and repossession of your car. If you're late on making your mortgage or loan payments, this is a way to pay the arrears back. Typically, the arrears are included in the total repayment amount. As your lawyer, my goal is to come up with a plan that pays back all the months you've been late, allowing you to keep your assets and property.
Why Chapter 13 and Not Chapter 7 Bankruptcy?
People who file for Chapter 13 bankruptcy are usually unable to qualify for Chapter 7 bankruptcy because of their income or asset level, or because they have filed for Chapter 7 within the last several years. Chapter 13 offers individuals effective debt relief and the breathing room they need to catch up on their financial obligations.
Contact My Office
If you have questions regarding Chapter 13 bankruptcy, contact my office online or by calling 972-542-1325. Do not hesitate to schedule a free initial consultation with me, Susan B. Sweeney, P.C.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
