Collin County Debt Relief Lawyer
In this difficult economy, many law firms have turned into bankruptcy mills — hiring a staff of dozens and turning out hundreds of cases each month and you are just a number in their database. That's not how I work. I'm with you every step of the way — giving you one on one attention — as we move you toward a more stable financial future.
I am Susan B. Sweeney, and I have been a bankruptcy attorney for nearly a decade. I understand that you are facing overwhelming debt and you are worried about making your rent or mortgage payments. Many Americans find relief under the Bankruptcy Code each year. By filing for bankruptcy, we may be able to stop foreclosures, repossessions, lawsuits and wage garnishments. Some or all of your debts from credit cards, lawsuit judgments and medical bills may soon be eliminated.
There are ways to stop creditor harassment and get a fresh start.
The two most often filed consumer bankruptcy protections are Chapter 7 and Chapter 13.
- Chapter 7: Chapter 7 bankruptcy is your legal right to a fresh start. If you qualify for Chapter 7 following a means test, all or most of your unsecured debt will be eliminated.
- Chapter 13: Also known as debt repayment, Chapter 13 gives you the opportunity to reorganize your debt into a structured repayment program. The monthly payment amount is directly related to your ability to pay, and the repayment plan can last from three to five years. At the end of the repayment period, your remaining debt, if any, will be discharged.
The Automatic Stay: The Legal Tool to Stop the Harassment
As soon as you file for bankruptcy, an automatic stay requires that all creditor collection activity must stop. This puts an end to the lawsuits, garnishments, and harassing calls and letters. This powerful legal tool enables you to get immediate relief.
I am with you every step of the way.
What sets my firm apart is the one-on-one service. My clients can count on personal attention and individual service throughout their case. I will never pass aspects of my clients' cases over to an assistant or a paralegal. I pride myself on handling primarily bankruptcy cases, and my clients get the benefit of that in depth knowledge and experience. You can learn more about life after bankruptcy or common beliefs about bankruptcy on this website, but I encourage you to schedule a meeting at my office as soon as possible, so we can start creating your fresh financial life now.
At my law office, you are never a number but a valuable client with needs to be served. To discuss your bankruptcy, immigration, or wills and trusts concerns, contact me online or call 972-542-1325 to schedule a free initial consultation.
Contact My Office
If you have questions regarding Chapter 7 or Chapter 13 bankruptcy in McKinney, contact my office online or by calling 972-542-1325. Do not hesitate to schedule a free initial consultation with me, Susan B. Sweeney, P.C.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
